Combines your ratings using the exact VA method, accounts for bilateral factors and dependents, and shows the full step-by-step math.
Open the Calculator →Uses the exact Combined Ratings Table from federal regulations — the same table VA raters look up by hand — not a simplified approximation.
Automatically detects paired upper or lower extremity disabilities and applies the 10% bilateral factor before folding the group into the final combination.
Adds the correct 2026 rate increases for a spouse (including Aid & Attendance), children under 18, school-age children, and dependent parents.
Flags whether your ratings and employment situation meet the standard thresholds for Total Disability Individual Unemployability and shows the 100% pay rate.
Adds SMC-K awards ($139.87 each, up to 3) on top of your base compensation, matching the 2026 VA rate effective December 1, 2025.
All calculations run locally in your browser. No data is collected, stored, or transmitted — not your ratings, not your dependents, nothing.
Select an extremity (if applicable), then click each disability percentage to add it to your list.
Set your marital status, number of children, dependent parents, and any SMC-K awards.
Indicate whether your service-connected disabilities prevent you from maintaining gainful employment.
Your combined rating, estimated monthly pay, and the complete table-lookup breakdown appear instantly.
The calculator is free and works on any device. Results update as you add each disability.
Open the Calculator →This calculator is an independent tool and is not affiliated with, endorsed by, or operated by the U.S. Department of Veterans Affairs or any government agency. Results are estimates only and do not constitute legal or benefits advice. Consult a VA-accredited claims agent or attorney for personalized guidance. Privacy Policy